Commercial model

Pricing that follows the route

A payment gateway proposal should reflect the approved methods, business category, expected volume, integration work, refund profile, and settlement requirements.

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What shapes a proposal

Six inputs before a rate is useful

Commercial noteNo transaction rate, setup fee, or settlement schedule is promised on this page. Applicable commercial terms are provided after review.

  1. 01

    Business model

    Products, fulfilment, refund conditions, customer location, and transaction purpose.

  2. 02

    Payment methods

    The approved card, bank, account, wallet, or link based routes required by customers.

  3. 03

    Expected volume

    Average order value, transaction count, seasonality, and projected growth.

  4. 04

    Integration path

    Hosted checkout, payment links, ecommerce platform, or a server API.

  5. 05

    Operations

    Refunds, payment support, reporting, reconciliation, and settlement expectations.

  6. 06

    Risk review

    Website readiness, company documents, products, and the controls appropriate to the merchant.

Commercial clarity

Questions to ask before signing

The headline transaction fee is only one part of a working gateway arrangement.

What is included?

Confirm setup work, gateway access, reporting, payment support, refunds, and any method specific charges.

What can change?

Understand how volume, merchant category, additional payment methods, chargebacks, or support requirements affect the offer.

When does settlement happen?

Ask for the applicable schedule, cut off times, weekends, holidays, reserves, and statement format.

How is the integration accepted?

Confirm test access, production review, credentials, callbacks, and the criteria for going live.

Request a merchant scoped proposal

Share your website, business model, expected payments, and preferred integration route.

Prepare my application